Tether ERC-20 to Monero Exchange Rates
Ethereum uses proof of stake with 12-second slots; 12 confirmations nominally take 144 seconds and are not equivalent to protocol finality. Monero uses RandomX proof of work with a 120-second target block interval; 10 confirmations nominally take 1,200 seconds, with variable block arrival times.
You Send
USDT-ERC20
↔
You Receive (Estimated)
0.006030
XMR
1 USDT-ERC20 = 0.006030 XMR • Flat 0.5% fee • Direct wallet payout
Swap on BuySellCrypto
Verified Exchange Desks
| Exchange | Rate Quote | Fee | KYC Requirement | Settlement Time | Action |
|---|---|---|---|---|---|
| BuySellCrypto Best Rate | 0.006030 XMR | 0.5% flat | None | 5-10 min | Swap Now |
| ChangeNOW | 0.005940 XMR | 1.5% | Automated flag risk | 15 - 30 min | Benchmark |
| SimpleSwap | 0.005958 XMR | 1.2% | None | 15 - 25 min | Benchmark |
| SideShift | 0.005970 XMR | 1.0% | None | 10 - 20 min | Benchmark |
| Centralized Exchange (CEX) | Spot price | 0.1% + withdrawal fee | Mandatory ID | 1 - 4 hours | Custodial |
BuySellCrypto
Best Rate
Rate: 0.006030 XMR
Fee: 0.5% flat
KYC: None
Time: 5-10 min
ChangeNOW
Benchmark
Rate: 0.005940 XMR
Fee: 1.5%
Network Parameters
Deposit Network
Ethereum ERC-20
Consensus Protocol
Proof of Stake
Block Time
12s
Confirmations Required
12 blocks
Average Settlement
5-10 min
Destination Memo
None required
Ledger Model
Transparent Ledger
Payout Network
Monero Native
Other Tether ERC-20 (USDT-ERC20) Routes
Other Routes to Monero (XMR)
Frequently Asked Questions
How long does USDT-ERC20 to XMR take?
Using the supplied block-time × confirmation-count model, Ethereum requires 12 × 12 s = 144 s, and Monero requires 10 × 120 s = 1,200 s. Sequential confirmation latency totals 1,344 s (22 min 24 s), excluding additional inclusion and routing delays. The supplied typical settlement windows total approximately 25–40 min: 5–10 min for the deposit plus 20–30 min for the payout. These are estimates, not guaranteed completion times.
What network fees apply to this swap?
The Ethereum deposit incurs ERC-20 transfer gas paid in ETH: fee = gas used × effective gas price, where effective gas price comprises the base fee and effective priority fee. Gas consumption depends on USDT contract execution, while gas prices vary with network demand. The Monero payout incurs an XMR-denominated fee based on transaction weight and the selected per-weight fee rate. The payout broadcaster pays that fee; whether it is passed through or included in the quoted output depends on the route. Service charges are distinct from protocol fees, and exact network costs require current fee rates and transaction details.