Ripple to Tether ERC-20 Exchange Rates
XRP Ledger uses validator consensus based on unique node lists (UNLs); the source requires one validated ledger at the supplied average ledger interval of 3.5 s. USDT-ERC20 is an ERC-20 token on Ethereum, where proof-of-stake validators propose and attest blocks in 12 s slots; 12 confirmations imply approximately 144 s, not protocol finality.
You Send
XRP
↔
You Receive (Estimated)
1.1710
USDT-ERC20
1 XRP = 1.1710 USDT-ERC20 • Flat 0.5% fee • Direct wallet payout
Swap on BuySellCrypto
Verified Exchange Desks
| Exchange | Rate Quote | Fee | KYC Requirement | Settlement Time | Action |
|---|---|---|---|---|---|
| BuySellCrypto Best Rate | 1.1710 USDT-ERC20 | 0.5% flat | None | 2-5 min | Swap Now |
| ChangeNOW | 1.1535 USDT-ERC20 | 1.5% | Automated flag risk | 15 - 30 min | Benchmark |
| SimpleSwap | 1.1570 USDT-ERC20 | 1.2% | None | 15 - 25 min | Benchmark |
| SideShift | 1.1593 USDT-ERC20 | 1.0% | None | 10 - 20 min | Benchmark |
| Centralized Exchange (CEX) | Spot price | 0.1% + withdrawal fee | Mandatory ID | 1 - 4 hours | Custodial |
BuySellCrypto
Best Rate
Rate: 1.1710 USDT-ERC20
Fee: 0.5% flat
KYC: None
Time: 2-5 min
ChangeNOW
Benchmark
Rate: 1.1535 USDT-ERC20
Fee: 1.5%
Network Parameters
Deposit Network
XRP Ledger
Consensus Protocol
Federated Consensus
Block Time
3.5s
Confirmations Required
1 blocks
Average Settlement
2-5 min
Destination Memo
None required
Ledger Model
Transparent Ledger
Payout Network
Ethereum ERC-20
Other Ripple (XRP) Routes
Other Routes to Tether ERC-20 (USDT-ERC20)
Frequently Asked Questions
How long does XRP to USDT-ERC20 take?
Using the supplied average intervals, the nominal sequential confirmation budget is (1 × 3.5 s) + (12 × 12 s) = 147.5 s (2 min 27.5 s). The supplied typical settlement windows are 2–5 min for XRP and 5–10 min for USDT-ERC20, totaling 7–15 min if the stages run sequentially. Transaction inclusion, missed Ethereum slots and routing delays can change actual completion time.
What network fees apply to this swap?
The XRP deposit pays a fee in XRP that is burned; the standard minimum transaction fee is 10 drops (0.00001 XRP), and required fees can increase under load. The USDT-ERC20 payout consumes Ethereum gas paid in ETH by the payout sender: fee = gas used × effective gas price, where effective gas price is the base fee plus the effective priority fee. Gas usage and gas prices vary, so there is no fixed ETH payout cost. Any aggregator service fee or spread is separate from these network charges.