Ripple to Monero Exchange Rates
XRP Ledger uses trusted-validator supermajority consensus with deterministic finality and a 3.5-second average ledger interval; Monero uses RandomX proof-of-work with probabilistic finality and 120-second average blocks. One validated XRP ledger versus 10 Monero confirmations implies nominal confirmation budgets of 3.5 seconds and 20 minutes, excluding exchange processing.
You Send
XRP
↔
You Receive (Estimated)
0.007097
XMR
1 XRP = 0.007097 XMR • Flat 0.5% fee • Direct wallet payout
Swap on BuySellCrypto
Verified Exchange Desks
| Exchange | Rate Quote | Fee | KYC Requirement | Settlement Time | Action |
|---|---|---|---|---|---|
| BuySellCrypto Best Rate | 0.007097 XMR | 0.5% flat | None | 2-5 min | Swap Now |
| ChangeNOW | 0.006991 XMR | 1.5% | Automated flag risk | 15 - 30 min | Benchmark |
| SimpleSwap | 0.007012 XMR | 1.2% | None | 15 - 25 min | Benchmark |
| SideShift | 0.007026 XMR | 1.0% | None | 10 - 20 min | Benchmark |
| Centralized Exchange (CEX) | Spot price | 0.1% + withdrawal fee | Mandatory ID | 1 - 4 hours | Custodial |
BuySellCrypto
Best Rate
Rate: 0.007097 XMR
Fee: 0.5% flat
KYC: None
Time: 2-5 min
ChangeNOW
Benchmark
Rate: 0.006991 XMR
Fee: 1.5%
Network Parameters
Deposit Network
XRP Ledger
Consensus Protocol
Federated Consensus
Block Time
3.5s
Confirmations Required
1 blocks
Average Settlement
2-5 min
Destination Memo
None required
Ledger Model
Transparent Ledger
Payout Network
Monero Native
Other Ripple (XRP) Routes
Other Routes to Monero (XMR)
Frequently Asked Questions
How long does XRP to XMR take?
The nominal sequential confirmation calculation is (1 × 3.5 s) + (10 × 120 s) = 1,203.5 s, or 20 min 3.5 s. The supplied settlement windows instead total 2–5 min + 20–30 min = 22–35 min for sequential legs; these windows include confirmation time rather than adding to it. Actual duration varies with transaction inclusion, Monero block arrivals, and route processing.
What network fees apply to this swap?
For the XRP deposit, the sender pays a burned transaction fee: the minimum for a standard transaction at minimum network load is 10 drops (0.00001 XRP), and required fees can increase under load. For the XMR payout, the sender pays miners an XMR fee based on transaction weight, the dynamic network fee rate, and selected priority; whether the provider covers it or deducts it from the payout is route-specific. Provider service fees are separate from network fees.